The Premier Plus Account provides a variety of cash management features, including:

  • Unlimited check writing with a consolidated banking and brokerage statement that includes monthly images of checks, payee capture and year-end statements summarizing check, bill pay and VISA debit card activity by expense category.
  • VISA Platinum debit card can be used anywhere VISA is accepted.
  • VISA Platinum debit card with Allpoint network access. Use over 55,000 surcharge-free ATMs worldwide at convenient retail locations. The ATM must display the STAR and/or PLUS symbol on it in order to avoid a charge. For more information, please download the UMB Allpoint Brochure. To locate ATMs in the Allpoint network visit their website: http://www.allpointnetwork.com/
  • Valuable VISA Platinum benefits including Extended Warranty Coverage and a Price Protection program that helps clients get the lowest price possible on items purchased with the VISA Platinum debit card.
  • Convenient travel services including $5,000 in travel accident insurance for tickets purchased using the VISA check card, auto rental insurance, roadside dispatch services and emergency lost ticket replacement.
  • Daily sweep of uninvested cash into either an FDIC-insured bank deposit program or a money market fund.**
  • The Premier Plus Account is free for individual accounts with a minimum balance of $250,000; clients with balances less than $250,000 pay only $60.***
  • For clients looking for a no-frills check writing service, the Premier Account is available at no charge.
  • You can offer your clients a UMB Visa® Signature Debit Card with Allpoint Network Access. Use over 55,000 ATMs worldwide surcharge-free at convenient retail locations. For more information, please download the UMB Allpoint brochure. To locate ATMs in the Allpoint network visit their website: www.allpointnetwork.com. 
  • An optional internet bill payment service is available featuring convenient and secure payment processing.  It is available at https://investoronlinedirect.com. Click HERE for the Bill Pay Enrollment Form.

 *Other banks may assess a surcharge for using their ATMs.

**Cash sweep options vary depending on the account type.