Insurance

 1. Application

• Insurance Questionnaire
• Carrier Paperwork
• Signature / Submission

 2. Health Check

• Health History Questionnaire
• Labs (Blood/Urine)

 3. Underwriting (2-4 weeks)

• Medical Records
• DMV and Rx Database Checks
• Phone Interview

 4. Offer / Approval (3-5 days)

• Medical Rating Given
• Final Design Decided
• Policy Issues

 5. Policy Delivery (2-3 days)

• Acceptance Signatures
• Initial Premium Payment

 6. Post Issue

• Setup Online Access
• Schedule Annual Review